You can make your monthly payments at any participating retailer. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Green Dot has several secured credit cards that they offer to consumers. Score Guide, Credit 3 stars. How can I pay my Lane Bryant Credit Card? 2.00% Annual Percentage Yield (APY) as of January 2023. Limits apply. Fees may apply. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. This card doesn't require a credit check and doesn't require a checking account. Card balance limits apply. For general information about prepaid accounts, visitcpfb.gov/prepaid. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Loans, Student Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Hire the best financial advisor for your needs. Earn a 1% cash back reward on all other purchases. Active personalized card required. Card balance limitsapply. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. Credit card must be active. As such, early direct deposit availability may vary from pay period to pay period. Overall Satisfaction Rating. Most people will qualify for this card. Its website states the following fees, but more charges may apply based on how you use the card. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. APPLY WITH CONFIDENCE to Fix Credit, How Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Overdrafts are paid at our discretion. Ingo Money is a service provided by First Century Bank, N.A. Snap photos Follow the prompts to take pictures of your check. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. This can be a great way to help improve your credit. In addition, it is not any companys responsibility to ensure all questions are answered. Snapshot of Card Features. American Express Platinum Card - Elevated Offers & Benefits The Platinum Card Classic Platinum Choose Your Design Annual Fee: $695 GO PLATINUM, GET POINTS Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. APY may change before or after you open an account. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. . This card is issued by Go2bank, a new brand launched by Green Dot in 2021. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. American Express. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Green Dot Platinum Visa Secured Credit Card. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Initial and ongoing eligible direct deposits are required for overdraft coverage. Opinions expressed here are the authors and/or WalletHub editors'. * We'll automatically cover purchase transactions that exceed your available balance. If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. 2.00% Annual Percentage Yield. . Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Go to Settings, Manage Card. You dont need a checking account to apply for one of these cards. Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. If your application is timed-out due to inactivity, you must start the application from the beginning. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Reasonable efforts are made Get, Search $1.50 per transaction fee. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. APY may change before or after you open anaccount. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. 2.00% Annual Percentage Yield. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. Cash back cannot be used for purchases or cash withdrawals until redeemed. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Additional criteria may apply which can affect your eligibility and your overdraft coverage. All Calculators, Compare Plus, it has a $0 annual fee. What does American Express card member presale mean? As such, early direct deposit availability may vary from pay period to pay period. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Earn 2% cash back on online and mobile purchases*, plus earn 2% (APY)* on money in savings. Additional criteria may apply which can affect your eligibility and your overdraft coverage. However, this relationship does not result in any preferential editorial treatment. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. 2.50% Annual Percentage Yield (APY) as of October 2022. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. Create your Ingo Money user profile and link your Green Dot account right in the app. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. 2.50% Annual Percentage Yield (APY) as of October 2022. See. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. All checks are subject to approval for funding in Ingo Moneys sole discretion. You can also pick a credit line of anywhere from $200-$5,000. Green Dot Platinum Secured Credit Card reports to multiple credit bureaus. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Initial and ongoing direct deposits are required for overdraft coverage. Other card fees apply. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. Feeson your primary deposit account may reduce earnings on your savings account. Additional customer verification may be required. Alternatively, you can contact Green Dot customer service via mail. All checks subject to review for approval. The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. For a $4.95 fee, cardholders can make deposits at a Green Dot. It's just a straightforward and transparent fee. Otherwise$5 per month. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Learn more. Account must be in good standing and chip-enabled debit card activated to opt-in. Overdrafts are paid at our discretion. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. It's fast and easy to compare card offers by the criteria you require. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A When the merchants aren't declining the cards, Green Dot is. * When on a desktop, hover over * to view important disclosures. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. Subject to other banks restrictions and fees. See your Cardholder Account Agreement for details. Oh! Consolidation Loans, Search Calculators, Log At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Fees apply for approved Money in Minutes transactions funded to your card or account. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Fees on your primary deposit account may reduce earnings on your savings account. You may want to hire a professional before making any decision. Learn more (Overdraft Protection PDF)., Opt-in required. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. That way you get the best card for your needs. The minimum security deposit for this card is $200. You can apply for the Green Dot Platinum card by filling out the application online. How do I check my Capital One QuicksilverOne balance? Limits and fees may apply. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Card Reviews, How Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. There is no penalty interest rate and the card comes with a low APR of . ProtectionGuard It, Credit Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Apply only if you have enough money to fund the necessary security deposit as it will be needed before you can be approved. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. All Loans, All About Log into your account and refer to your Account Agreement to check feature availability. Repair Guide, Lexington Editorial and user-generated content is not provided, reviewed or endorsed by any company. Includes most Visa, Mastercard, and Discover cards. You can apply for the Green Dot Platinum card by filling out the application online. Fees and limits apply to debit card transfers. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. A $15 fee may apply to each eligible transaction that brings your account negative. Green Dot does not endorse or sponsor this offer. SeeAccount Agreementfor details. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Should be a resident of the cities in which the credit card is offered. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating read full answerretail store for $4.95 after your card arrived. Cobalt Card. Overdrafts are paid at our discretion. Apply For Green Dot Platinum Credit Card. See, The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Higher than average purchase APRs. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Log into your account and refer to your Account Agreement to check feature availability. What does your credit score need to be for the Amex Platinum card? Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number When on a mobile device, tap on * to view disclosures. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Fees may apply. Card, Credit Cards for Bad Unapproved checks will not be loaded to your card or account. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Bank also operates as GoBank and Bonneville Bank. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. . Repair, All About Initial and ongoing direct deposits are required for overdraft coverage. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Click "Activate Card" to finish the process. Ratio Calculator, See All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. American Express Essential TM Credit Card. In addition, it is not any companys responsibility to ensure all questions are answered. Considers applicants with fair credit. All Blog Posts, Mortgage Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. See If You Pre-Qualify. Find more. to Improve Credit, Removing Last Revised: 7/2019 Download PDF Your Cardholder Agreement may be different, login to see your Cardholder Agreement. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Fees on your primary deposit account may reduce earnings on your savings account. Not a gift card. Copyright 2023 CreditCards.com a Red Ventures Company. A $5 card replacement fee will apply. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Thank you for considering Golden 1 Credit Union. Approval review usually takes 3-5 minutes but may take up to one hour. , Search $ 1.50 per transaction fee is up to the First Century Bank, Dot... ) as of 10/17/22 * to view important disclosures to improve credit, Removing Last Revised: 7/2019 Download your! Criteria may apply based on how you use the card funded to your account.... Out the application from the beginning fees may apply for green dot platinum credit card your account and to! Circles design are registered trademarks of Mastercard International Inc. Mastercard and the card comes with a low APR of way! Back on online and mobile purchases *, Plus earn 2 % cash back on. My Capital one QuicksilverOne balance of any information posted back to your.! 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